There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached house on a quiet cul-de-sac in Merseyside.

And to the typical eye, Lloyd appears like a normal middle-aged mum who works relentlessly to take care of her sick other half.
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So it was to the large shock of neighbours when cops descended on their driveway to rob the couple's St Helens home.

Hiding behind the household's net curtains was in reality a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, cried 'Oh my god' as she was jailed this week over a string of untruths including using a dead lady's identity, comprising 'fake' medical conditions for her kid, and producing pseudonyms to work while claiming carers allowance.

Husband Phillips, 54, was likewise jailed after the set's massive advantages scams was finally exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have actually revealed to MailOnline the obvious ideas that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a period of 11-and-a-half years. Detectives discovered a web of lies including the development of pseudonyms to declare advantages

The fraudster next door: The presuming semi-detached home Lloyd had moved into with Phillips. Phillips had actually failed to disclose this to the council when she moved in in 2018

Phillips visualized in a Help for Heroes hoodie during a street party held for the late Queen's Diamond Jubilee. He is stated to have played a DJ set at the event

Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking very frail as he would 'hobble' on his walking stay with satisfy his carers.

But they were then left puzzled when he was at other times found cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.

Locals also told of how there was 'always something dodgy' about Lloyd, which she would never ever look people 'in the eye', but would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court found she fraudulently took almost ₤ 170,000 in advantages over a years, and also helped Phillips falsely claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them leaving one of their 2 automobiles previously this week, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.

One neighbour informed MailOnline of the couple: 'I believed they were dodgy as he made a genuine program of not being able to walk whenever his carers were here.

'He was shuffling along and holding onto his automobiles in the driveway before he took a long period of time to get to his carer's vehicle on his strolling stick.

'But the next thing I saw him washing his BMW in the driveway - he appeared to be walking great then.

'And he did a DJ set for the Queen's Jubilee celebration back in 2022. He had all the speakers out and whatever.

'But after the police raid, they ended up being more reserved and didn't say a lot to individuals.

'There was always something dodgy about her - she would not look people in the eye and extolled going to her ₤ 60,000 caravan but would never state where it was.

'They would take her teenage child and go away on a Thursday night and not come home till Sunday.'

Phillips had fraudulently declared ₤ 100k in PIP, housing advantages, work support allowance and council tax decreases that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a walking stick' in the presence of carers, but at other times was seen 'walking fine'

Following the police raid on the quiet suburban street, neighbours were entrusted questions as to why the couple had been jailed - and some allege Lloyd had later informed them it was down to pet dog breeding.

But these concerns were finally laid to rest on Tuesday when the court heard how Lloyd had declared a total of ₤ 169,394.15 which she was not certified for in housing advantages, carers allowance and personal independence payments over the course of 11-and-a-half years.

With the aid of Lloyd, Phillips was likewise discovered to have actually illegally claimed ₤ 100,980.71 through PIP, housing benefits, work assistance allowance and council tax reductions given that 2018.

Olivia Beesley, prosecuting, described how the mom's elaborate fraud began when she falsely started declaring housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a 'fictitious address'.

She even made a phony tenancy agreement for the 'entirely fictitious caravan', eventually stealing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.

Then in 2018, she began making deceptive claims that her spouse required 'numerous day-to-day carers to address his needs'. She reached utilizing Phillips' sibling Zoe's birth certificate to position as his and claim that she was his primary carer.

She likewise lied that she was unable to work due to being a full-time carer, but was discovered to have been working under an incorrect identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she started developing 'incorrect medical conditions' for her child, claiming she had actually a carer called Joyce Bibby - a dead woman's identity. Nearly ₤ 10k in false special needs living allowance overpayments were declared in relation to this.

She again used the deceased female's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she required carers due to 'health conditions'.

Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret area that she never ever revealed, and would say they were going to remain at the caravan from Thursday to Sunday

One neighbour stated they saw the couple packing up on of their cars previously today and assumed they were going off to their 'caravan', just to later on find out they were off to prison

When MailOnline visited Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her son would allegedly go off to a caravan on the weekends.

It is not known whether this was the exact same 'fictitious caravan' which transpired to have actually never ever existed, or an undoubtedly a separate, genuine caravan.

Leni Newton, 63, said: 'She told individuals that the authorities raid was since somebody had informed on her for breeding border collie puppies without a licence.

'I'm surprised they've been imprisoned. I thought they were all above board.

'I just saw them a few days ago packing up suitcases - I thought they were simply going to their caravan.'

She included: 'I know they satisfied as she was his carer. He was wed but Angela moved in. I believed she had actually lived in Southport.

'I did see his ex-wife parked up in the street enjoying his home when they split.

'She was certainly spying on them.'

Her partner David Manchester, 70, stated: 'It's a big surprise they appeared to be living a double life.

'There were a great deal of authorities came here.

'He was at the street celebration for the Queen but other times he did seem very frail.'

Hand in Hand homecare firm verified to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.

A spokesman said: 'We sacked her right away when we learnt the truth.

'All her DBS and references took a look at. The authorities said we had done absolutely nothing incorrect.'

The court heard how Phillips also defrauded cash from the public purse by stopping working to reveal the reality that Lloyd had moved into his home in 2018 - enabling him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.

He is also said to have 'overemphasized' his medical conditions and require for care, stating that he was unable to do anything for himself.
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He declared himself 'unsuited for work' and stopped working to discuss his partner's wage - illegally pocketing ₤ 51k in employment assistance allowance.

However, Phillips alleged that Lloyd had completed the type and had simply 'asked him to sign it'.

Phillips' counsel Jim Smith argued he has a 'complex recent history' of psychological health and impairments including neurological condition, stress and anxiety and anxiety.

He was likewise said to have a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions relating to comparable matters, nevertheless Lloyd's criminal record reveals previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.

Lloyd was jailed for 2 years after admitting seven counts of scams by false representation, and Phillips was also seen cleaning back tears as he was jailed for 20 months for fraud by false representation and three counts of dishonestly failing to reveal info to make a gain.

Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 annually which you defrauded from the general public.

'For those who seek to defraud the public of limited and valuable advantages which need to be directed to those who need them, not those who merely wish to have them for reasons of personal greed, that is a serious offense dedicated by each of you over a long period of time.'